# Database
DB_HOST=localhost
DB_NAME=vtu_website
DB_USER=root
DB_PASS=

# Site
APP_NAME=VTU Services
APP_URL=http://localhost/vtu-website
APP_ENV=development

# Security
APP_KEY=base64:your_app_key_here
JWT_SECRET=your_jwt_secret

# Email
MAIL_DRIVER=smtp
MAIL_HOST=smtp.gmail.com
MAIL_PORT=587
MAIL_USERNAME=your_email@gmail.com
MAIL_PASSWORD=your_app_password
MAIL_ENCRYPTION=tls
MAIL_FROM_ADDRESS=noreply@vtuservices.com
MAIL_FROM_NAME="VTU Services"

# SMS
SMS_PROVIDER=twilio
SMS_FROM=+1234567890
TWILIO_SID=your_twilio_sid
TWILIO_TOKEN=your_twilio_token

# Payment Gateways
PAYSTACK_SECRET_KEY=your_paystack_secret
PAYSTACK_PUBLIC_KEY=your_paystack_public
FLUTTERWAVE_SECRET_KEY=your_flutterwave_secret

# VTU API
VTU_API_KEY=your_vtu_api_key
VTU_API_URL=https://api.vtuprovider.com
VTU_API_USERNAME=your_vtu_username
VTU_API_PASSWORD=your_vtu_password

# Commission Rates
REFERRAL_COMMISSION=0.02
AIRTIME_TO_CASH_RATE=0.85